For teenagers in the Baraboo, WI area, obtaining a driver’s license and beginning to drive signifies a monumental achievement. As a parent of a teen driver, it’s critical to ensure their safety and proper coverage. This includes acquiring insurance. There’s a lot a parent should know about teen driver auto insurance in Wisconsin.
Requirements
All teen drivers are required to have auto insurance. These minimum requirements are identical to those for all other drivers and mandate the teen to have liability coverage for both property damage and medical expenses. Failure to possess this coverage can lead to penalties and blemish the teen’s driving record.
Ways to Cut Costs
As teen drivers are typically less experienced and more prone to accidents, they could be subject to higher premiums for coverage. Fortunately, there are strategies that a teen and their parent can employ to reduce auto insurance costs. Some of these methods include purchasing a safer vehicle, leveraging good-student discounts offered by many insurance companies, and ensuring the teen enrolls in a certified driver’s education course. These tactics can result in more favorable rates from local auto insurance companies for your teen driver in Wisconsin.
Obtaining a driver’s license is always an exciting milestone for a teenager. However, it’s equally important for those in the Baraboo, WI area to evaluate their insurance needs and options. When you get in touch with our team at Johnsen Insurance, you will receive the help you need to understand more about teen auto insurance. Our professionals at Johnsen Insurance will answer any inquiries and assist you in crafting a new policy.
