A home is more than just a property. It’s where life happens. Sometimes, these developments are good. Other times, these developments may not be as desirable. Unfortunately, both can affect things like home insurance coverage. Whether it’s marriage, divorce, or even the passing of a loved one, your home insurance policy will change to reflect these life circumstances. While it’s not always the most comfortable topic, here’s what you need to know about marriage, divorce, and other life circumstances and how they affect home insurance. No matter what may occur, we here at Johnsen Insurance in Baraboo, WI are always ready to support you.
How Does Marriage, Divorce, Death, and More Affect Home Insurance?
Who is on your policy can matter much more than you know. For example, adding someone to your policy whom you’ve married can serve to reduce premiums and make home insurance more affordable for both of you. Divorce, on the other hand, can become complicated. If the house is under your name and your spouse’s, you’ll have to file to remove them and get a new policy, which may cost more. Losing a loved one can also impact a policy as they will no longer be around to be a part of the policy, requiring new coverage.
Every major life event can have an impact on basic things like home insurance. Reaching out to your provider, providing the necessary documentation, or seeking professional legal help can all help you navigate any changes in your policy. If you’re having a rough time, don’t be afraid to explain the situation to your provider. They will likely understand and work with you to make the process simpler.
Start Your Home Insurance Policy Journey With Johnsen Insurance
Whether you’re purchasing your first policy or looking for a new one, Johnsen Insurance in Baraboo, WI is on your side to help you secure the right insurance. We’ll make it easier to find a policy that works for you. Contact us today to get started!
