The critical role of liability protection in commercial insurance

Business owners in the Baraboo, WI area should be aware of the daily threats to their business. These threats come from more than competitors, cyber-criminals, internal, and external threats. They include liability claims.

Liability claims can come from various sources, including customers, potential customers, and others your business may interact with daily.

In today’s litigious environment, small and large businesses can be easy targets. At Johnsen Insurance, we want you to be aware of the value liability insurance provides for your business.

Accidents and Falls

Accidents and falls that may occur at your business or as the result of an employee’s action could result in significant damage or injury claims. Liability insurance can help cover any judgments or settlements involved in a lawsuit.

Legal Costs

Legal costs involved in a liability claim against your business can be expensive, no matter the result of the claim. Commercial liability insurance can help cover the legal and court costs associated with claims against you.

Error and Omissions Coverage

If your business provides professional services like accounting, legal, or investment services, errors and omissions insurance or malpractice insurance can be extremely valuable. Mistakes happen, and your professional liability coverage can help.

Employee Actions

As a business owner, you can be held liable for your employee’s actions, which can be costly. Liability insurance provides protection should one of your employees be responsible for a customer’s injury or financial loss.

The Importance of Liability Coverage for Your Business

Protecting your company from theft, weather damage, and cybercrime is important. But so are the threats of financial loss from liability claims. Johnsen Insurance of Baraboo, WI, can help ensure you are covered. Contact us for a free quote for your business today.